Of the 200 candidates who were interviewed for a position at a call center, 100 had a two- wheeler, 70 had a credit card and 140 had a mobile phone, 40 of them had both, a two-wheeler and a credit card, 30 had both, a credit card and a mobile phone and 60 had both, a two- wheeler and mobile phone and 10 had all three. How many candidates had none of the three?
(Set)Jane covered a distance of 340 miles between city A and city B taking a total of 5 hours. If part of the distance was covered at 60 miles per hour speed and the rest at 80 miles per hour speed, how many hours did the travel at 60 miles per hour?
(Speed & Distance)টেকসই উন্নয়ন লক্ষ্যমাত্রার (এসডিজি) আওতায় আন্তর্জাতিক সম্প্রদায় ২০৩০ সালের মধ্যে ক্ষুধার অবসান, খাদ্যনিরাপত্তা ও উন্নত পুষ্টিমান অর্জনে প্রতিজ্ঞাবদ্ধ। একই সঙ্গে টেকসই কৃষির প্রসারের অংশ হিসেবে কৃষিজ উৎপাদনশীলতা এবং ক্ষুদ্র পরিসর খাদ্য উৎপাদকদের আয় দ্বিগুণ করার লক্ষ্য রয়েছে। সহস্রাব্দ উন্নয়ন লক্ষ্যমাত্রা (এমডিজি) অর্জনে সাফল্য লাভের ধারাবাহিকতায় বাংলাদেশও সংশ্লিষ্ট সবাইকে সমতার আওতায় এনে উন্নয়নের স্রোতধারায় যুক্ত করার প্রত্যয় নিয়ে এসডিজি বাস্তবায়নের পথে কাজ করছে। মাঠ পর্যায়ে এসডিজি বাস্তবায়নের গুরুত্ব সম্পর্কে সবাই কমবেশি জানেন। তবে কঠিন শব্দের বেড়াজাল টপকে লক্ষ্যমাত্রার সঠিক অর্থ উপলব্ধি অনেকের কাছে কষ্টসাধ্য।
= The international community is committed achieving food security, improved nutrition and eradicating hunger by 2030 under the Sustainable Development Goals (SDG). Besides, this goals aim to double agricultural productivity and income for small scale of production as a part of sustainable agriculture augmentation. As a consecutive part of success of Millennium Development Goals (MDGs), Bangladesh is also working towards implementing the SDG with a strong determination to bring all people under the equality of development. All the people know more or less about the importance of implementation of SDG at the field level. But it is tough for many people to realize the correct meaning of the goals in a barrage of difficult words.
Everybody deserves to get education as it is one of the basic human rights in all aspects of life. Though education in Bangladesh has witnessed a drastic expansion in recent times, quality education remains costlier in many cases still now. A good number of students are apparently struggling to afford schooling in city areas, especially in Dhaka city. The increased expenditure puts them in a limbo, resulting in dropout. Government and private sector should come forward in this regard to make education affordable for all.
= জীবনের সকল দিক থেকে শিক্ষা মৌলিক অধিকারগুলির মধ্যে অন্যতম হওয়ায় এটি গ্রহণের অধিকার সবাই রাখে। সম্প্রতি বাংলাদেশে শিক্ষার ব্যাপক প্রসার ঘটলেও গুণগত শিক্ষা এখনো অধরাই রয়ে গেছে। শহরগুলির মধ্যে বিশেষ করে ঢাকা শহরে অনেক ছাত্রছাত্রী তাদের পড়াশুনার খরচ চালানোর জন্য হিমশিম খাচ্ছে। এই বর্ধিত খরচ তাদেরকে শিক্ষা থেকে দূরে ঠেলে দিচ্ছে, ফলে ঝরে পড়ার সংখ্যা বেড়ে যাচ্ছে। সবার জন্য শিক্ষাকে সুলভ করার জন্য সরকার ও বেসরকারি খাতকে এগিয়ে আসা উচিৎ।
Write a paragraph (about 150 words) on "Agent Banking and Financial Inclusion'.
Agent Banking and Financial Inclusion
Agent banking which aims to provide limited scale banking and financial services to the underserved population through engaged agents under a valid agency agreement, is contributing to the financial inclusion landscape in Bangladesh.
Although the central bank issued an agent banking guideline in 2013, the first banks started full fledged agent operations in 2016.
Over the last five years, agent banking has come a long way but some hurdles need to be resolved to expedite its sustainable growth by creating more enabling regulatory environment while taking the stakeholder's views into account.
Agent banking is the most useful channel when it comes to providing financial services to the extreme poor Development entities such as non-government organisations and micro-finance institutions (MFI) are working to link clients with agent banking to provide better financial services. The MFIs can work as agencies of banks in localities for greater financial inclusion.
Bangladesh has made significant progress in financial inclusion over the past eight years, with at much as 48 per cent of the adult population now under the banking umbrella. In 2013, only 20 per cent of Bangladesh's adult population was under the umbrella of formal financial services.
Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable.
Mobile financial services (MFS) played a big role in the financial inclusion process. About Tk 10 billion is transacted daily through this platform on an average, a figure that surprises many bankers. Rural people can make deposits and borrow from the agents, a move that has expanded the banking services widely across the country. In fact, the central bank's nod to MFS and agent banking has remarkably changed the scenario of financial inclusion process in Bangladesh.
In addition, the Bangladesh Bank has taken a number of moves, such as refinancing scheme for women and small and medium enterprise (SME) entrepreneurs and green funds for equitable and sustainable economic growth.
Yet, there are many things to do as a large number of the people still remains out of any formal financial services. Rural market and people are still outside major banking services. Financial inclusion can be done in two ways opening of rural bank branches and the use of financial technologies. However, there is another way to deepen financial inclusion: agriculture financing through non-government organisations (NGOs) which are widely present throughout the country.
The central bank can also relax its policies on agent banking to encourage more banks to launch the service. According to financial analysts, Bangladesh is on the right track towards financial inclusion and the next two to three years are likely to bring many new innovations.
Although MFS and agent banking have built a strong financial connectivity, a small wrong move can derail such services from their benefits. For example, if the telecom regulator increases the charge for the Unstructured Supplementary Service Data that allows banking services from one's basic feature phone without the need for internet connection, it would cause a dent to the financial inclusion drive.
Suggest an appropriate title for the passage.
Why does government borrow?
What are the sources of government borrow?
According to the passage, what is the difference between T-bills and T-bonds?
According to the passage, how has the government borrowing changed in recent days?
He came-----a very old letter written by his grandmother to his grandfather while he was he was looking------an old photo for his research paper.
(Fill in the blanks)Since I will be busy----my homework and preparation------the exam tomorrow, I don't think I will be able to go out tonight.
(Fill in the blanks)Sorry, she can't come to the phone. She-----a bath.
(Fill in the blank)People who are good-----making friends usually work in the field of trade, which requires having good communicative skills.
(Fill in the blanks)My son is mad-------science and technology. I guess he'll become an engineer.
(Fill in the blank)